Answer:
Just call on the phone it is quick. Don't use the pay later option because they charge you interest on each piece thats not paid by the deadline and if you order alot it's hard to keep up. They do no tell you how pay that item off on the buy now pay later and if you use this option the interest can add up to alot. I would suggest if you use the card and purchase something pay up front, don't do what the hosts suggest "you don't have to pay this until next November" (example). Just have the purchase added all at once. Hope that helps and read the fine print, the interest on this card is very high.