Choose how you pay at your own pace

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

or just select Affirm at checkout
Gemstone pendants

Rates from 0% - 36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For liscenses and disclosures, see 

Choose payment plans from 6 weeks to 3, 6, or 12 months.

Buying with Affirm is simple

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.


Choose how you pay

Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments from 3, 6, or 12 months. You’ll never pay more than you agree to up front.


Pay over time

Make payments at or in the Affirm app. You’ll get email and text reminders. 


Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying. 


Affirm tells you up front the total amount you’ll pay. That number will never go up.


You choose the payment plan that works for you. Our smart checkout gives you options.


Affirm won’t charge you late fees or penalties of any kind, ever.

Woman wearing jewelry


Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Why is Affirm not available for my shopping bag/order?

Affirm will not apply to your shopping bag/order if its amount is under $50.


Affirm will not work on your order if it includes a Waitlist item.
You will have to remove any Waitlist items from your order for Affirm to apply.

Where can I learn more about Affirm?

You can visit their website at