14.50ct Pear Shape Black Spinel Sterling Silver Ring

StretchPay™ is a program offered by Jewelry Television® that allows you to purchase certain items in installments over a specified number of months.

When you’re shopping online, any participating product will show the StretchPay™ logo or graphic on the product detail pages and in your shopping cart. If you’re shopping through our broadcast, our show hosts will indicate which items are eligible, and you’ll see a StretchPay™ logo or graphic displayed with the item.

When purchasing with StretchPay™ we will charge your method of payment for the first installment on the day your item ships. Any additional installment(s) will be charged every 30 days thereafter until the price of the item is paid in full.

The first installment will include the product price divided by the number of installments. Shipping and handling, applicable taxes and all services (such as Jewel Safe™ warranties, appraisals and sizing) are added to the first installment. Because of this, your first installment will always be higher than any subsequent installment(s).

Accepted methods of payment include Visa, MasterCard, American Express, Discover Card and the JTV Preferred Account.